My name is Perry, and I’m the CEO of PB3 Consulting. I teach everyday people how to protect themselves from debt collectors and take back control of their credit. I created this free class to break down 15 USC 1692c in a way that actually makes sense — so you can spot violations, assert your rights, and even sue when the law’s been broken. I’ve helped others remove negative items, stop harassment, and understand the credit game from the inside out. My mission is simple: give you real tools that get real results — not fluff.